Health organizations say physical distancing is vital to reducing transmission of the novel coronavirus. For financial institutions, this means limiting face-to-face branch interactions whenever possible. As people adjust to this new normal, there has been an increase in demand for digital banking solutions to meet the unique needs of these uncertain times. Some of these can be completed right from your phone:
1. Make every day banking transactions.
Using the Mobile Banking app allows you to securely access your accounts anytime, anywhere and complete every day transactions like paying bills, depositing checks, and transferring funds. You can even sign up for alerts to help monitor your accounts.
2. Access & improve your credit score.
Your credit score affects every aspect of your financial life – that’s why we’ve made it easy to monitor your credit score by offering 24/7 access to it for FREE in Online & Mobile Banking. You’ll get unlimited access to your credit score, a monthly credit report, daily alerts to help you monitor for fraud and customized tips for improving your score.
3. Pay merchants by swiping your phone.
A digital wallet is a way to pay for things at a store with your phone instead of swiping a card and pushing the keypad. The app stores a digital version of the credit, debit, or prepaid card you choose to include. All you have to do is open the app on your phone, either take a photo of your card or enter it manually, and it gets stored within the app. Depending on what kind of phone you have, you will pay using Google Pay, Samsung Pay, or Apple Pay.
4. Automate savings goals
Plinqit is a free savings tool that allows you to set up goals, pick how often you want to contribute and collect rewards over time. You can save for anything you want, but some of our favorite goals have been as simple as summer vacation or holiday expenses to next year’s property taxes or even a downpayment on a car or house. Saving a small amount every week or month over time really adds up. Set up a Plinqit account (or several) today and live without regret.
5. Send and Receive Money
Zelle is a fast, safe and easy way to send money to friends, family and others you trust, right from the West Community Credit Union mobile app. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S.
6. Get alerts
Receive important notifications when there are branch service interruptions, deposit specials, loan rate drops, new products available or special events occur. To enroll simply text “WCCU” to 74994.
Challenging times require innovative resources! And we’re here to meet the expectations while protecting our members and staff. If you are concerned about your ability to make a scheduled payment, as the result of the COVID-19 effect on your employment or business, or need additional financial or digital banking support, contact Member Services at 636.720.2400. We have options to meet your needs during this time.