Even the most well-thought-out New Year’s resolution may not be enough if you don’t have the support to help make it happen. Stay on track with these digital banking tips that will help make it easier to reach your goals:
Know so you Can Grow (Financially)
Build a habit of knowing when your paycheck deposits, you make big purchases or you have a low balance. Get text message alerts to help monitor your account. You can choose when you want to be notified of any changes to the account balances or personal information. Become more aware of how your money comes and goes so you can make better decisions this year.
To begin using Alert Banking, login to your Online Banking account and select Mobile Banking from the Self Service tab.
Access & Improve Your Credit Score
This is your year! The better your score, the more you save. That’s why we’ve made it easy to monitor your credit score by offering 24/7 access to it for FREE in Online & Mobile Banking.
- Unlimited access to your credit score
- Monthly credit reports
- Daily credit alerts to help you monitor for fraud
- Customized tips for improving your score
- Opportunities to save!
Set Up Bill Reminders or Auto Pay
Bill Pay lets you pay unlimited bills electronically from your West Community accounts. It’s also safe, secure and easy to set up and use. Paying your bills on time make up a hefty portion of your credit score, so if your goal this year is to see that number rise, set up reminders or updates through email when you receive a bill, or when it’s due. OR set up Automatic Payments which are great for bills that stay the same each month, like your rent and your car loan.
Automate Savings Goals with Plinqit
Setting up a Plinqit account is super easy, and you can really see big rewards over time. You set the goal amount and time frame, and watch your savings pile up. You can even earn more money by learning about various financial topics within the app with Build Skills. You can save for anything you want, but some of our favorites we’ve seen have been:
- Summer vacation or travel expenses
- Next year’s property taxes
- Emergency Savings for a rainy day
- Downpayment for a car or house
- Holiday expenses
The possibilities are endless. Saving a small amount every week or month over time really adds up. Set up a Plinqit account (or several) today and live without regret or worry in 2020!
Keep Track with a Budget
Our personal finance manager, TRENDS, provides a complete picture of your finances by bringing the information from all your accounts together. Our powerful software allows you to collect your account data from other financial institutions, credit cards, investment accounts, mortgage and insurance accounts into one place. Then, with all your information at your fingertips, our tools help you analyze your spending, track your investment portfolios, reach savings goals and take control of your finances.
- Build a budget in minutes and automatically track spending for each category
- Get customized spending alerts when you are approaching the spending limits in budget categories
- Categorize transactions automatically to keep your budget up to date
Follow Us for Goal Crushing Financial Tips
A well-informed consumer is critical to a strong and stable economy. Unfortunately, the lack of financial knowledge presents serious barriers in home purchases, retirement planning, and other financial choices. Sign up for our bi-monthly eNewsletter, follow us on social media (facebook, twitter, instagram, pinterest, youtube) and check our website often for trending money issues. We also offer free seminars throughout the year about different financial literacy topics. And if you have a question, just ask!
Just be intentional with your money, set up your digital helpers, and get ready to work on making your dreams come true. If you ever need help with your goals along the way, just reach out to the credit union for help. You’ve got this!