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March Checklist

Daylight Savings Chores
There are a few things that only need to be done a couple times a year, and what better reminder to accomplish these than the time change. On March 13th, we will be adjusting our clocks an hour ahead, but here’s a few other things we’d like to tack on to your list: replace the batteries in smoke detectors, replace toothbrushes, update online passwords, wash pillows, and flip the mattress.

Check your Credit Score
Your credit score determines the interest rates for your mortgage and other loans, so keeping tabs every once in a while is good practice. Visit annualcreditreport.com to check your free credit report today. If you’ve been making all your payments on time and you notice a sudden dip in your score, this could alert you to possible fraudulent activity.

>> Join us for our FREE educational seminar on “Enhancing Your Credit Score” to learn more about what affects your score and how to improve it.

Fill out FAFSA
The state deadline for Missouri FAFSA applications is April 1. Federal aid deadlines continue through June. However, if you or your child plans on attending college in the fall, now is the time to get that filed. Many institutions award aid on a first-come, first –serve basis.

>> WCCU is awarding FIVE $1,500 Scholarships to high school seniors within our field of membership. Application due March 11.

Clean for Spring!
While the temps are still low enough to thwart you from leaving your house, use this time to get organized. Start a Goodwill bin to donate outgrown or dated wardrobe pieces (make sure to catalog your donations in a spreadsheet for next year’s taxes), use baskets to corral seasonal items, and screw hooks to the inside of closet doors for extra hanging room. Check out our pinterest for cleaning tips and DIYs.

Research Summer Plans
Are you going on vacation this year? Will your kids attend summer camps or enrichment programs? Take some time to figure out what your summer activities will look like and start budgeting respectfully. A Vacation Savings Account is a great option to directly deposit funds from your paycheck so you don’t have a chance to spend it before you need it.

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