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March To-Do List

Spring is so close, we can taste it! So we thought we’d use the last of these chilly temps to prepare for our futures. Let’s start this month off right with this checklist:

Daylight Savings Chores
There are a few things that only need to be done a couple times a year, and what better reminder to accomplish these than the time change. On March 8th, we will be adjusting our clocks an hour ahead, but here’s a few other things we’d like to tack on to your list: replace the batteries in smoke detectors, replace toothbrushes, update online passwords, wash pillows, and flip the mattress.

Complete FAFSA Application
The state deadline for Missouri FAFSA applications is April 1. Federal aid deadlines continue through June. However, if you or your child plan on attending college in the fall, now is the time to get that filed, as many institutions award aid on a first-come, first –serve basis.

>> WCCU is awarding FIVE $1,500 Scholarships to high school seniors in our community. Application due March 13.

Contribute to an IRA
Most Americans should be expecting a nice refund check from their taxes pretty soon. We recommend investing that money in your future. Open an IRA if you haven’t already and start contributing to it regularly. You’ll enjoy tax breaks while your retirement savings grows tax-free or tax-deferred. >> Read 12 IRA Planning Mistakes to Avoid

Check Your Credit Score
Your credit score determines the interest rates for your mortgage and other loans, so keeping tabs every once in a while is good practice. Visit annualcreditreport.com to check your free credit report today. If you’ve been making all your payments on time and you notice a sudden dip in your score, this could alert you to possible fraudulent activity.

>> Join us for our FREE educational seminar on “Enhancing Your Credit Score” to learn more about what affects your score and how to improve it.

Clean for Spring!
While the temps are still low enough to thwart you from leaving your house, use this time to get organized. Start a Goodwill bin to donate outgrown or dated wardrobe pieces (make sure to catalog your donations in a spreadsheet for next year’s taxes), use baskets to corral seasonal items, and screw hooks to the inside of closet doors for extra hanging room. Check out our pinterest for cleaning tips and DIYs.

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